Friendly Payment Plans with PatientFi vs. CareCredit Medical Credit Cards
See how PatientFi's monthly plans compare to traditional medical credit cards like CareCredit.
PatientFi offers simple, reusable installment plans designed for real life — not a one-time loan.
Patients can pay zero interest* when paid in full during their promotional period, or continue paying over time with simple interest — never compounding interest.
CareCredit is a traditional medical credit card. Both may advertise zero-interest promotions—but only one is designed to be flexible, transparent, and patient-first.
Payment & approval
INTEREST & PENALTIES
SUPPORT & PARTNERSHIP
PERFORMANCE
FEATURE
Installment Payment Plans vs. Medical Credit Cards
PatientFi is not a credit card.
CareCredit is a medical credit card.
Both Offer Zero Interest* Promotions. Only One Is Patient-Friendly.
HOW IT WORKS
DURING THE PROMOTIONAL PERIOD
IF PAID IN FULL
IF NOT PAID IN FULL
ONGOING
PHASE
interest applies
That difference can mean thousands saved over time.
Why Practices Prefer PatientFi
check barriers
Life Happens.
PatientFi Doesn’t Punish You for It.
With CareCredit, missing a payment can cancel the zero-interest* promotion and trigger deferred interest to be added back all at once.
With PatientFi, there are no retroactive or compounding interest penalties. As long as the balance is paid in full during the promotional period, patients pay $0 in interest. And if more time is needed, payments stay clear and predictable.
No Credit Card Games. Just Clear Payment Plans.
Even easier to manage.
Fixed installment plans
Predictable monthly payments
Clear payoff timelines
No revolving balance traps
No hidden penalties or surprises
Friendly Financing, Real Human Support
When you have questions about your medical payments, you shouldn’t be stuck navigating a call center maze. PatientFi’s U.S.-based support team is known for fast response times, clear answers, and real human help–no scripts or runarounds.