Effective Date: October 1, 2024

Program Overview: This promotion (“Promotion”) is offered by PatientFi and is available to eligible providers (“Providers”) who utilize Galderma products in their practice. The Promotion provides Providers with the opportunity to receive a 0% Merchant Discount Fee (“MDF”) or a 3% discount on their standard MDF for qualifying transactions (the “Rebate(s)”) where an applicable Galderma product is used by the patient.

Program Details: The following MDF rebates are available, and Providers should refer to the Galderma Discount Pricing sheet to determine which promotion is eligible for which Rebate:

1. 0% MDF Rebate: For transactions where a Galderma product is used, Providers will be rebated the full amount of the MDF, resulting in a 0% MDF fee.
   1. 3 and 6 month no interest if paid in full promotional plans
   2. 12, 24, and 36 fixed rate EPPs (6.99%-29.99% APR)
2. 3% MDF Discount Rebate: For transactions where a Galderma product is used, Providers will receive a 3% discount on the standard MDF rate, which will be rebated back to the practice.
1. 9, 12, 18, and 24 month no interest if paid in full promotional plans
2. 48, 60, and 72 fixed rate EPPs (6.99-29.99% APR)

No Interest if Paid in Full (0% Promotional Financing for All Approved Patients)							Variable Fixed APR (6.99%-29.99%)
Terms	3 Months	6 Months	9 Months	12 Months	18 Months	24 Months	12-24 months	48+ months
Standard Pricing	1.90%	2.90%	4.90%	6.80%	10.70%	11.75%	2.90%	3.90%
Galderma Partner Pricing: Galderma Products	0.00%	0.00%	1.90%	3.80%	7.70%	8.75%	0.00%	0.90%
Galderma Partner Pricing: All Other Products	1.70%	2.60%	4.40%	6.10%	9.60%	10.60%	2.60%	3.50%

Rebate Process: Rebates will be issued via ACH (Automated Clearing House) to the practice’s registered account and rebate amounts will be processed and delivered monthly, reflected in the practice’s PatientFi portal reporting.  

General Conditions: By participating in the Program, you agree to release, discharge, indemnify and hold harmless PatientFi, its subsidiaries and affiliates, and each of their respective officers, directors, shareholders, employees and agents (collectively, “Released Parties”) from any liability or damages which may arise out of participation in the Program or out of the acceptance, use, misuse or possession of any Rebates attained through this Program. You also agree that any promotion methods that you use to promote PatientFi products and services to prospective PatientFi customers shall be in accordance with all applicable laws and regulations.

Released Parties are not responsible for late, lost, incomplete, delayed, inaccurate, garbled, undelivered, misdirected Rewards or other errors or problems of any kind relating to or in connection with the Program, whether printing, typographical, technical, computer, network, human, mechanical, electronic or otherwise, including, without limitation, errors or problems which may occur in connection with the administration of the Program, the verification of Providers, the announcement of the Rebates or in any Program-related materials.

PatientFi reserves the right at any time to modify, suspend or cancel the Program or the Rules at any time. Any changes PatientFi makes will be effective immediately on notice, which it may give either by posting on the Program Website, PatientFi.com or via e-mail. Your participation in the Program after such notice will be deemed acceptance of such changes. You should review these Rules periodically to ensure familiarity with the most current version. You will always be able to tell when the version was last updated by checking the “Last Revised” date at the top of these Rules. All questions or disputes regarding the Program, including without limitation, those involving eligibility, participation, fraud and abuse will be resolved by PatientFi.

PatientFi also reserves the right to disqualify and deregister any Provider in the event that PatientFi determines that Provider has violated any of these Rules, which determination shall be final. In the event of such disqualification or deregistration, Provider forfeits the rights to receive, and PatientFi is not obligated to honor or pay any Rebates which vest on or after the date of such effective disqualification or deregistration.

Except where prohibited, all issues and questions concerning the construction, validity, interpretation and enforceability of these Rules, or the rights and obligations of the participant and PatientFi in connection with the Program, shall be governed by, and construed in accordance with, the laws of the State of California, without giving effect to any choice of law or conflict of law rules (whether of the State of California, or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of California.

PatientFi Marks: You acknowledge that PatientFi’s names, logos, trademarks, service marks and other intellectual property (collectively, “PatientFi Marks”) are the exclusive property of PatientFi, LLC and that you do not have any proprietary rights therein. You may only use and display PatientFi Marks to the extent specifically designated or authorized in advance by PatientFi. Any marketing materials, communications and displays produced by you shall: (1) be produced at your sole cost and expense; (2) comport with reasonable standards of good taste; (3) comply with PatientFi’s then-current marketing and legal compliance guidelines and rules, which may be updated from time to time; and (4) comply with applicable laws. For the avoidance of doubt, all publications or public displays using PatientFi Marks must be reviewed and approved in advance by PatientFi prior to first use. All PatientFi Marks are and will remain the sole property of PatientFi. The permissions to PatientFi Marks are revocable by PatientFi at any time in PatientFi’s sole discretion upon thirty (30) days’ notice and immediately without opportunity to cure if, in our sole discretion, you infringe or improperly use or publish any of our Marks. For avoidance of doubt, all applicable federal, state and local laws and regulations apply.

WARRANTY DISCLAIMER: PATIENTFI MAKES NO EXPRESS OR IMPLIED WARRANTIES OR REPRESENTATIONS WITH RESPECT TO ANY SERVICES OR PRODUCTS CONTEMPLATED BY THIS AGREEMENT. PATIENTFI DISCLAIMS ALL IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT, TITLE AND PROVIDERABILITY.

By participating in the Program, you agree, affirm, and represent that you have read, understand and will comply with the Rules.

LIMITATION OF LIABILITY: PATIENTFI’S LIABILITY FOR DIRECT DAMAGES IS LIMITED TO $1,000. NEITHER PATIENTFI, NOR ITS AFFILIATES, SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, OR ANY LOSS OF REVENUE, EVEN IF PATIENTFI HAS BEEN INFORMED IN ADVANCE OF SUCH DAMAGES OR SUCH DAMAGES COULD HAVE REASONABLY BEEN FORESEEN BY PATIENTFI. THE PARTIES ACKNOWLEDGE AND ACCEPT THE REASONABLENESS OF THE DISCLAIMERS AND LIMITATIONS OF LIABILITY SET FORTH IN THIS PROVISION.

PERSONAL INFORMATION: Your personal information collected in connection with this Program will be used in accordance with PatientFi’s Privacy Policy, available for PatientFi at https://patientfi.com/privacy-terms/

If you have any questions about the Program, please email PatientFi at info@patientfi.com