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Patient Financing, Redefined!

Better, Trusted Solution For Everybody

We started PatientFi to help more patients access the latest health, beauty and wellness treatments today. We removed the stress of affordability. With too many applicants being declined by traditional banks, patients and practices desired a better, trusted solution. In partnership with the nation’s leading doctors, we redefined the patient financing experience by looking beyond credit scores and placing patients at the center of everything.


Fast, Simple Process

Life is busy and time is short.  We have streamlined the application process to be quick and easy.  Go online and in minutes your offer is waiting.

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Expert Credit Decisioning

Press Submit.  Now sit back and relax.  Within seconds, we analyze hundreds of financial variables beyond your FICO score to gather a fair and transparent profile.


Best-In-Class Service

Approved!  Patients receive personalized offers catered to each budget.  Press Accept.  And let us take care of the rest.  Our service team is your VIP concierge.

Higher Approval Rates!

Deliver What Patients Value Most

The secret to our high approval rates - we deliver what patients value most. We take a new approach to patient financing by personalizing each offer to fit within the patient’s budget while keeping our expenses low. By leveraging our proprietary loan automation technology, we can pass on greater savings to patients.

Here's how it works:


Web-Based Platform

Go digital. Watch the pennies. No need for flashy bank locations. Online platform keeps our costs low.  Makes us faster.


Beyond FICO Based Scoring

Find quality borrowers “Big Banks” miss.  Leverage proprietary scoring model.  Analyze hundreds of data points.  More complete profile of credit worthiness.


Personalized Offers

Know your borrower is key. Each receives a personalized offer to fit within their budget.  Help ensure borrowers can afford and pay off their loan.



Designed by doctors for their patients.  We avoid the classic mistakes of “Big Banks” by aligning our interests – Happy Patients. Happy Practice!

Medical Specialties Served

We partner with doctors in the elective healthcare segments where practices deliver cash-pay procedures and related health services.


Breast Augmentation, Liposuction, Abdominalplasty, Rhinoplasty, Facelift, Skin Tightening, Body Contouring, Hair Restoration, Facial Injectables, Laser Resurfacing


Implants, TMJ, Orthodontics, Dentures, Teeth Whitening, Veneers, Gingival Contouring


LASIK, Conductive Keratoplasty, Cataract Surgery, Premium Lens Replacement


Intrauterine Insemination (IUI), In Vitro Fertilization (IVF), Intracytoplasmic Sperm Injection (ICSI), Gamete Intrafallopian Transfer (GIFT), Zygote Intrafallopian Transfer (ZIFT), Donor Eggs and Embryos


Facial Injectables, Body Contouring, Skin Tightening, Laser Resurfacing, Chemical Peels, Microdermabrasion, Laser Hair Removal, Micro-needling (PRP)

Frequently Asked Questions

Documentation For PatientFi

PatientFi relies on a loan application process that includes: credit reporting, employment verification, banking history and other relevant information. Patient application data are compared against several hundred scoring variables within PatientFi’s proprietary credit decisioning algorithm.

With patient’s authorization, PatientFi checks the patient’s credit report. Generally, when a consumer applies for credit, checking a credit report typically influences a consumer’s score. In most cases, a single credit inquiry is unlikely to play a significant role in materially lowering a consumer’s credit score.

Depending on the state regulations where the patient resides, PatientFi may collect:(i) an application fee, (ii) a late fee for each late payment made, (iii) a processing fee for each payment made, and/or (iv) a payment fee for each payment made via check, cash, money order, credit or debit card. No fees for payments made via ACH bank transfer.

If your doctor does not offer PatientFi, and you are interested in applying for a PatientFi loan, complete the “Refer A Doctor” form. We will contact the practice and let them know a patient is interested in a PatientFi loan. We will provide the practice a detailed overview of PatientFi and help get their account setup.

A patient logs into our online portal to access their account.  Once logged in, the patient can manage their loan including: make payments, view account history, update account information, access support tools and contact customer support.

Patients can always pay off their loan early with no penalty.

PatientFi’s proprietary loan management system and credit decisioning engine help to reduce a loan’s risk of default and/or delayed collections. PatientFi’s customer support teams are highly skilled and compassionate in working patients and ensuring payments are made. In the very rare occurrence, a loan becomes delinquent, PatientFi will assist in escalating the collection process and notifying the credit reporting agencies.

For any questions or concerns regarding a patient account, please contact PatientFi directly.  Our most current contact information is found on our website.

Contact Us

If you have a question or would like to learn more information, please click the “contact us” envelope to the left.


(866) 734-5979‬



Irvine, CA 92618

Patient Financing, Redefined!
If you would like more information:

•Contact PatientFi
•Refer a Doctor
•Request Employment Info

Please fill the form below...